/* =====================================================
   FinanzKompass – Stylesheet
   Farbwelt: Navy, Weiß, Gold-Akzent → Vertrauen + Premium
   ===================================================== */

:root {
  --navy-900: #0b2545;
  --navy-800: #13315c;
  --navy-700: #1b4b7a;
  --navy-50:  #eef2f7;
  --gold-500: #d4a84b;
  --gold-400: #e3bf6e;
  --gold-50:  #fdf6e3;
  --mint-500: #2ec4b6;
  --text:     #0f172a;
  --text-muted: #51607a;
  --border:   #e2e8f0;
  --bg:       #ffffff;
  --bg-soft:  #f6f8fc;
  --bg-dark:  #0b2545;
  --success:  #22c55e;
  --danger:   #ef4444;
  --shadow-sm: 0 2px 6px rgba(11,37,69,.06);
  --shadow-md: 0 10px 30px rgba(11,37,69,.10);
  --shadow-lg: 0 24px 60px rgba(11,37,69,.16);
  --radius:   14px;
  --radius-lg: 22px;
  --ease:     cubic-bezier(.2,.8,.2,1);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--navy-800); text-decoration: none; }
a:hover { color: var(--gold-500); }

h1, h2, h3, h4 {
  font-weight: 700;
  line-height: 1.2;
  color: var(--navy-900);
  margin: 0 0 .6em;
}
h1 { font-size: clamp(2rem, 4vw + 1rem, 3.4rem); font-weight: 800; letter-spacing: -0.02em; }
h2 { font-size: clamp(1.6rem, 2vw + 1rem, 2.4rem); letter-spacing: -0.01em; }
h3 { font-size: 1.25rem; }
p  { margin: 0 0 1em; color: var(--text-muted); }

.container {
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}
.container-narrow { max-width: 820px; }

.eyebrow {
  display: inline-block;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--gold-500);
  background: var(--gold-50);
  padding: .4em .9em;
  border-radius: 999px;
  margin-bottom: 1rem;
}
.eyebrow-light {
  background: rgba(255,255,255,.12);
  color: #fff;
}
.accent { color: var(--gold-500); }

/* ===================== Buttons ===================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .5rem;
  padding: .85rem 1.4rem;
  border-radius: 12px;
  font-weight: 600;
  font-size: 1rem;
  cursor: pointer;
  border: 2px solid transparent;
  transition: transform .2s var(--ease), box-shadow .2s var(--ease), background .2s, color .2s, border-color .2s;
  white-space: nowrap;
  text-decoration: none;
}
.btn-sm  { padding: .55rem 1rem; font-size: .92rem; }
.btn-lg  { padding: 1.05rem 1.8rem; font-size: 1.05rem; }
.btn-block { width: 100%; }

.btn-primary {
  background: var(--navy-900);
  color: #fff;
  box-shadow: 0 10px 24px rgba(11,37,69,.22);
}
.btn-primary:hover {
  background: var(--navy-800);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 14px 32px rgba(11,37,69,.28);
}
.btn-gold {
  background: var(--gold-500);
  color: var(--navy-900);
}
.btn-gold:hover { background: var(--gold-400); color: var(--navy-900); }

.btn-ghost {
  background: transparent;
  color: var(--navy-900);
  border-color: var(--border);
}
.btn-ghost:hover {
  border-color: var(--navy-900);
  color: var(--navy-900);
  background: var(--bg-soft);
}

.btn-arrow { transition: transform .2s var(--ease); }
.btn:hover .btn-arrow { transform: translateX(3px); }

/* ===================== Header ===================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,.92);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid var(--border);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  height: 72px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: .6rem;
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--navy-900);
}
.brand-mark {
  display: inline-grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  box-shadow: 0 4px 12px rgba(11,37,69,.18);
  transition: transform .3s var(--ease);
}
.brand-mark img {
  width: 100%;
  height: 100%;
  display: block;
}
.brand:hover .brand-mark { transform: rotate(-12deg); }
.brand-text strong { color: var(--gold-500); font-weight: 800; }

.nav {
  display: flex;
  align-items: center;
  gap: 1.6rem;
  margin-left: auto;
  margin-right: 1rem;
}
.nav a {
  font-size: .95rem;
  font-weight: 500;
  color: var(--text);
  position: relative;
  padding: .5rem 0;
}
.nav a:hover { color: var(--navy-900); }
.nav a::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: -2px;
  height: 2px;
  background: var(--gold-500);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .25s var(--ease);
}
.nav a:hover::after { transform: scaleX(1); }

.nav-toggle {
  display: none;
  background: transparent;
  border: 0;
  width: 40px;
  height: 40px;
  cursor: pointer;
  padding: 0;
}
.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--navy-900);
  margin: 5px auto;
  border-radius: 2px;
  transition: transform .25s, opacity .25s;
}
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ===================== Hero ===================== */
.hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(1200px 500px at 10% 0%, #dfeaff 0%, transparent 60%),
    radial-gradient(900px 400px at 90% 10%, #fdf1cf 0%, transparent 60%),
    linear-gradient(180deg, #ffffff 0%, var(--bg-soft) 100%);
  padding: clamp(3rem, 6vw, 6rem) 0 clamp(4rem, 8vw, 7rem);
}
.hero-inner {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  gap: 3rem;
  align-items: center;
}
.hero-content .lead {
  font-size: 1.15rem;
  color: var(--text-muted);
  max-width: 52ch;
}
.hero-ctas {
  display: flex;
  gap: 1rem;
  margin: 2rem 0 1.5rem;
  flex-wrap: wrap;
}
.hero-trust {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 1.2rem;
  color: var(--text-muted);
  font-size: .95rem;
}
.hero-trust .check {
  display: inline-grid;
  place-items: center;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--mint-500);
  color: white;
  font-size: .75rem;
  margin-right: .45rem;
  vertical-align: middle;
}
.hero-visual {
  position: relative;
}
.hero-card {
  background: #fff;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 1.5rem;
  border: 1px solid var(--border);
  transform: rotate(.5deg);
  animation: floatCard 6s ease-in-out infinite alternate;
}
@keyframes floatCard {
  from { transform: translateY(0) rotate(.5deg); }
  to   { transform: translateY(-8px) rotate(-.5deg); }
}
.hero-card-head {
  display: flex;
  align-items: center;
  gap: .4rem;
  padding-bottom: .8rem;
  border-bottom: 1px solid var(--border);
  margin-bottom: 1rem;
}
.hero-card-head .dot {
  width: 10px; height: 10px; border-radius: 50%; display: inline-block;
}
.dot-green  { background: #3ad29f; }
.dot-yellow { background: #f5c84b; }
.dot-red    { background: #ef6370; }
.hero-card-title {
  margin-left: auto;
  font-size: .85rem;
  font-weight: 600;
  color: var(--text-muted);
}
.hero-card-body { display: grid; gap: .9rem; }
.hero-row {
  display: grid;
  grid-template-columns: 110px 1fr 48px;
  align-items: center;
  gap: .8rem;
  font-size: .92rem;
  font-weight: 500;
}
.hero-row strong { text-align: right; color: var(--navy-900); }
.bar {
  height: 10px;
  border-radius: 999px;
  background: var(--navy-50);
  overflow: hidden;
}
.bar span {
  display: block;
  height: 100%;
  background: linear-gradient(90deg, var(--navy-700), var(--gold-500));
  border-radius: 999px;
}
.hero-card-foot {
  margin-top: 1rem;
  display: flex;
  justify-content: flex-end;
}
.pill {
  display: inline-block;
  background: var(--gold-50);
  color: var(--gold-500);
  border: 1px solid var(--gold-400);
  border-radius: 999px;
  padding: .35em 1em;
  font-size: .82rem;
  font-weight: 700;
}
.hero-wave {
  position: absolute;
  left: 0; right: 0; bottom: -1px;
  height: 60px;
  background: linear-gradient(180deg, transparent, #fff);
  pointer-events: none;
}

/* ===================== Logos ===================== */
.logos {
  padding: 2rem 0;
  background: #fff;
  border-bottom: 1px solid var(--border);
}
.logos-label {
  text-align: center;
  font-size: .85rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: .12em;
  margin-bottom: 1rem;
}
.logos-row {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 2rem;
  color: var(--navy-800);
  font-weight: 600;
  font-size: 1rem;
  opacity: .85;
}

/* ===================== Sections ===================== */
.section { padding: clamp(4rem, 7vw, 6rem) 0; }
.section-muted { background: var(--bg-soft); }
.section-dark {
  background: linear-gradient(180deg, var(--navy-900), var(--navy-800));
  color: #fff;
}
.section-dark h2, .section-dark h3 { color: #fff; }
.section-dark p { color: rgba(255,255,255,.75); }
.section-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 3rem;
}
.section-head p { font-size: 1.1rem; }
.section-head-light .eyebrow { background: rgba(255,255,255,.12); color: var(--gold-400); }

/* ===================== Grids ===================== */
.grid {
  display: grid;
  gap: 1.5rem;
}
.grid-3 { grid-template-columns: repeat(3, 1fr); }

/* ===================== Feature cards ===================== */
.feature {
  background: #fff;
  padding: 2rem 1.8rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  transition: transform .25s var(--ease), box-shadow .25s var(--ease), border-color .2s;
  box-shadow: var(--shadow-sm);
}
.feature:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: #d6e0f0;
}
.feature-icon {
  font-size: 1.8rem;
  width: 56px;
  height: 56px;
  display: grid;
  place-items: center;
  background: var(--navy-50);
  border-radius: 14px;
  margin-bottom: 1rem;
}
.feature h3 { margin-bottom: .45rem; }
.feature p  { margin: 0; }

/* ===================== Steps ===================== */
.steps {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  gap: 1.4rem;
  align-items: stretch;
  margin-bottom: 3rem;
}
.step {
  background: #fff;
  border-radius: var(--radius);
  padding: 2rem 1.8rem;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  position: relative;
}
.step-num {
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold-500), var(--gold-400));
  color: var(--navy-900);
  font-weight: 800;
  font-size: 1.15rem;
  margin-bottom: 1rem;
  box-shadow: 0 6px 16px rgba(212,168,75,.35);
}
.step-connector {
  align-self: center;
  width: 40px;
  height: 2px;
  background: repeating-linear-gradient(90deg, var(--border) 0 6px, transparent 6px 12px);
}
.center-cta {
  text-align: center;
  margin-top: 2rem;
}

/* ===================== Asset cards ===================== */
.asset-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 1.8rem;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: transform .25s var(--ease), box-shadow .25s var(--ease);
}
.asset-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.asset-tag {
  display: inline-block;
  align-self: flex-start;
  background: var(--navy-50);
  color: var(--navy-800);
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: .3em .7em;
  border-radius: 6px;
  margin-bottom: 1rem;
}
.asset-card h3 { margin-bottom: .5rem; }
.asset-card ul {
  list-style: none;
  padding: 0;
  margin: 1rem 0 0;
  border-top: 1px dashed var(--border);
  padding-top: 1rem;
}
.asset-card li {
  font-size: .92rem;
  color: var(--text-muted);
  padding: .3rem 0;
}
.asset-card li::before {
  content: "→ ";
  color: var(--gold-500);
  font-weight: 700;
}

/* ===================== Testimonials ===================== */
.testimonial {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--radius);
  padding: 1.8rem;
  margin: 0;
  backdrop-filter: blur(6px);
}
.testimonial .stars { color: var(--gold-400); letter-spacing: .1em; margin-bottom: .6rem; }
.testimonial p { color: rgba(255,255,255,.9); font-size: 1.02rem; margin-bottom: 1rem; }
.testimonial footer { color: rgba(255,255,255,.65); font-size: .88rem; }

/* ===================== FAQ ===================== */
.faq {
  display: grid;
  gap: .75rem;
}
.faq details {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.2rem 1.5rem;
  transition: box-shadow .2s;
}
.faq details[open] {
  box-shadow: var(--shadow-md);
  border-color: #d6e0f0;
}
.faq summary {
  cursor: pointer;
  font-weight: 600;
  color: var(--navy-900);
  font-size: 1.05rem;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+";
  font-size: 1.5rem;
  color: var(--gold-500);
  font-weight: 300;
  transition: transform .25s;
}
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details p {
  margin: 1rem 0 0;
  color: var(--text-muted);
}

/* ===================== CTA / Lead-Form Card ===================== */
.section-cta {
  background:
    radial-gradient(700px 300px at 80% 20%, rgba(212,168,75,.3) 0%, transparent 60%),
    linear-gradient(135deg, var(--navy-900) 0%, var(--navy-700) 100%);
  color: #fff;
  position: relative;
  overflow: hidden;
}
.cta-card {
  background: #fff;
  color: var(--text);
  border-radius: var(--radius-lg);
  padding: clamp(2rem, 4vw, 3rem);
  box-shadow: var(--shadow-lg);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: start;
}
.cta-text h2 { font-size: 1.9rem; }
.cta-text p  { font-size: 1.05rem; }
.cta-list {
  list-style: none;
  padding: 0;
  margin: 1.5rem 0 0;
  display: grid;
  gap: .5rem;
  color: var(--navy-800);
  font-weight: 500;
}

.lead-form { display: grid; gap: 1rem; }
.form-row { display: grid; gap: .4rem; }
.form-row label {
  font-size: .88rem;
  font-weight: 600;
  color: var(--navy-900);
}
.form-row .optional {
  font-weight: 400;
  color: var(--text-muted);
}
.form-row input,
.form-row select,
.form-row textarea {
  width: 100%;
  padding: .9rem 1rem;
  border-radius: 10px;
  border: 1.5px solid var(--border);
  background: #fff;
  font: inherit;
  color: var(--text);
  transition: border-color .2s, box-shadow .2s;
}
.form-row input:focus,
.form-row select:focus,
.form-row textarea:focus {
  outline: none;
  border-color: var(--navy-700);
  box-shadow: 0 0 0 4px rgba(27,75,122,.12);
}
.form-row input.invalid,
.form-row select.invalid,
.form-row textarea.invalid {
  border-color: var(--danger);
  box-shadow: 0 0 0 4px rgba(239,68,68,.1);
}
.checkbox {
  display: flex;
  gap: .6rem;
  font-size: .88rem;
  color: var(--text-muted);
  align-items: flex-start;
  cursor: pointer;
}
.checkbox input {
  width: 18px; height: 18px;
  margin-top: 2px;
  accent-color: var(--navy-800);
}
.form-note {
  font-size: .82rem;
  color: var(--text-muted);
  text-align: center;
  margin: 0;
}

/* ===================== Footer ===================== */
.site-footer {
  background: var(--navy-900);
  color: rgba(255,255,255,.8);
  padding: 4rem 0 1.5rem;
}
.site-footer.compact { padding: 1.5rem 0; }
.footer-inner {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr 1fr;
  gap: 2rem;
  margin-bottom: 3rem;
}
.footer-col h4 {
  color: #fff;
  font-size: .95rem;
  margin-bottom: 1rem;
  letter-spacing: .04em;
  text-transform: uppercase;
}
.footer-col ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: .6rem;
}
.footer-col a {
  color: rgba(255,255,255,.8);
  font-size: .95rem;
}
.footer-col a:hover { color: var(--gold-400); }
.footer-col .brand { color: #fff; margin-bottom: 1rem; }
.footer-col .brand-text strong { color: var(--gold-400); }
.footer-desc {
  color: rgba(255,255,255,.65);
  font-size: .92rem;
  max-width: 28ch;
}
.footer-bottom {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255,255,255,.1);
  color: rgba(255,255,255,.55);
  font-size: .82rem;
}
.footer-bottom a { color: rgba(255,255,255,.75); }
.footer-bottom .disclaimer { max-width: 55ch; text-align: right; }
.site-footer.compact .footer-bottom { border-top: 0; padding-top: 0; }

/* =====================================================
   Analyse-Seite
   ===================================================== */
.body-analyse { background: var(--bg-soft); }
.analyse-main {
  padding: clamp(2rem, 4vw, 4rem) 0 6rem;
  min-height: calc(100vh - 72px);
}
.quiz-card {
  background: #fff;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: clamp(1.5rem, 3vw, 3rem);
  border: 1px solid var(--border);
}
.quiz-card.hidden { display: none; }
.intro-list {
  list-style: none;
  padding: 0;
  margin: 1.5rem 0 2rem;
  display: grid;
  gap: .6rem;
  color: var(--text-muted);
  font-weight: 500;
}

/* Progress */
.progress { margin-bottom: 2rem; }
.progress-bar {
  height: 8px;
  border-radius: 999px;
  background: var(--navy-50);
  overflow: hidden;
  margin-bottom: .8rem;
}
.progress-bar span {
  display: block;
  height: 100%;
  background: linear-gradient(90deg, var(--navy-800), var(--gold-500));
  border-radius: 999px;
  transition: width .4s var(--ease);
}
.progress-meta {
  display: flex;
  justify-content: space-between;
  font-size: .88rem;
  color: var(--text-muted);
}
.progress-meta strong { color: var(--navy-900); }

/* Question */
.question-container { min-height: 320px; }
.question-container h2 {
  font-size: 1.55rem;
  margin-bottom: .4rem;
}
.question-container .q-hint {
  color: var(--text-muted);
  margin-bottom: 1.5rem;
}
.options {
  display: grid;
  gap: .8rem;
  margin-bottom: 1.5rem;
}
.option {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1.2rem 1.4rem;
  background: #fff;
  border: 2px solid var(--border);
  border-radius: 14px;
  cursor: pointer;
  transition: border-color .2s, background .2s, transform .15s var(--ease);
  font-weight: 500;
  color: var(--navy-900);
}
.option:hover {
  border-color: var(--navy-700);
  background: var(--bg-soft);
  transform: translateX(3px);
}
.option.selected {
  border-color: var(--gold-500);
  background: var(--gold-50);
  box-shadow: 0 8px 22px rgba(212,168,75,.22);
}
.option .opt-icon {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  background: var(--navy-50);
  font-size: 1.3rem;
  flex-shrink: 0;
}
.option.selected .opt-icon {
  background: var(--gold-500);
  color: #fff;
}
.option .opt-body { flex: 1; }
.option .opt-title { font-weight: 600; display: block; }
.option .opt-sub {
  display: block;
  font-size: .85rem;
  color: var(--text-muted);
  font-weight: 400;
  margin-top: .2rem;
}

/* Quiz navigation */
.quiz-nav {
  display: flex;
  justify-content: space-between;
  margin-top: 1.5rem;
}
.quiz-nav .btn:disabled {
  opacity: .4;
  cursor: not-allowed;
}

/* Result */
.result-score {
  display: flex;
  align-items: center;
  gap: 2rem;
  padding: 2rem;
  background: linear-gradient(135deg, var(--navy-50), #fff);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  margin: 2rem 0;
}
.score-circle {
  position: relative;
  width: 140px;
  height: 140px;
  flex-shrink: 0;
}
.score-circle svg { width: 100%; height: 100%; transform: rotate(-90deg); }
.score-bg {
  fill: none;
  stroke: var(--navy-50);
  stroke-width: 12;
}
.score-fg {
  fill: none;
  stroke: var(--gold-500);
  stroke-width: 12;
  stroke-linecap: round;
  stroke-dasharray: 326.7;
  stroke-dashoffset: 326.7;
  transition: stroke-dashoffset 1s var(--ease);
}
.score-label {
  position: absolute;
  inset: 0;
  display: grid;
  place-items: center;
  text-align: center;
  line-height: 1.1;
}
.score-label strong {
  display: block;
  font-size: 2rem;
  font-weight: 800;
  color: var(--navy-900);
}
.score-label span {
  font-size: .75rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: .1em;
}
.score-profile h3 {
  font-size: 1.4rem;
  margin-bottom: .4rem;
}
.score-profile p { margin: 0; }

.result-sub {
  font-size: 1.2rem;
  margin: 2rem 0 1rem;
  padding-bottom: .5rem;
  border-bottom: 2px solid var(--gold-500);
  display: inline-block;
}

.allocation { display: grid; gap: 1rem; margin-bottom: 1rem; }
.alloc-item {
  display: grid;
  grid-template-columns: 140px 1fr 56px;
  align-items: center;
  gap: 1rem;
}
.alloc-item .label { font-weight: 600; color: var(--navy-900); font-size: .95rem; }
.alloc-item .alloc-bar {
  height: 14px;
  background: var(--navy-50);
  border-radius: 999px;
  overflow: hidden;
}
.alloc-item .alloc-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--navy-700), var(--gold-500));
  border-radius: 999px;
  transition: width 1.1s var(--ease);
}
.alloc-item .pct {
  text-align: right;
  font-weight: 700;
  color: var(--navy-900);
}

.asset-details {
  display: grid;
  gap: 1rem;
  margin-bottom: 2.5rem;
}
.asset-detail {
  padding: 1.4rem 1.5rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: #fff;
}
.asset-detail h3 {
  margin-bottom: .5rem;
  display: flex;
  align-items: center;
  gap: .6rem;
}
.asset-detail h3 .badge {
  background: var(--gold-50);
  color: var(--gold-500);
  border: 1px solid var(--gold-400);
  font-size: .72rem;
  font-weight: 700;
  padding: .3em .7em;
  border-radius: 999px;
}
.asset-detail p { margin: 0 0 .6rem; }
.asset-detail .meta {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: .82rem;
  color: var(--text-muted);
  margin-top: .6rem;
}
.asset-detail .meta strong { color: var(--navy-900); }

.result-cta {
  background: linear-gradient(135deg, var(--navy-900), var(--navy-700));
  color: #fff;
  border-radius: var(--radius);
  padding: 2.5rem;
  margin-top: 2rem;
}
.result-cta h2 { color: #fff; }
.result-cta p  { color: rgba(255,255,255,.8); }
.lead-form-result {
  background: #fff;
  color: var(--text);
  padding: 1.8rem;
  border-radius: var(--radius);
  margin-top: 1.5rem;
}
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-bottom: 1rem;
}
.result-actions {
  display: flex;
  gap: 1rem;
  justify-content: center;
  margin-top: 1.5rem;
}
.result-actions .btn { background: rgba(255,255,255,.08); color: #fff; border-color: rgba(255,255,255,.2); }
.result-actions .btn:hover { background: rgba(255,255,255,.15); border-color: #fff; }

/* Danke-Seite */
.thanks-card {
  text-align: center;
  padding: 3rem 2rem;
}
.thanks-icon {
  width: 80px;
  height: 80px;
  display: grid;
  place-items: center;
  margin: 0 auto 1.5rem;
  background: linear-gradient(135deg, var(--mint-500), #7ee8d4);
  color: #fff;
  border-radius: 50%;
  font-size: 2.6rem;
  font-weight: 700;
  box-shadow: 0 14px 32px rgba(46,196,182,.35);
}
.thanks-next, .thanks-tips {
  text-align: left;
  margin: 2.5rem 0;
  padding: 1.8rem;
  background: var(--bg-soft);
  border-radius: var(--radius);
  border: 1px solid var(--border);
}
.thanks-next ol {
  margin: 0;
  padding-left: 1.3rem;
  color: var(--text-muted);
}
.thanks-next ol li { margin: .6rem 0; }
.thanks-next h2, .thanks-tips h3 { margin-top: 0; }
.thanks-tips ul {
  margin: 0;
  padding-left: 1.3rem;
  color: var(--text-muted);
}

/* Legal pages */
.body-legal .legal-main {
  padding: 3rem 0 5rem;
  background: var(--bg-soft);
  min-height: calc(100vh - 72px);
}
.legal-main h1 { margin-bottom: 1rem; }
.legal-main h2 { margin-top: 2rem; font-size: 1.35rem; }
.legal-main p, .legal-main li { color: var(--text); }
.legal-main .muted { color: var(--text-muted); }
.legal-main .small { font-size: .85rem; }

/* ===================== Utilities ===================== */
.hidden { display: none !important; }

/* Honeypot für Spam-Schutz – unsichtbar, aber für Bots sichtbar im DOM */
.hp-field {
  position: absolute !important;
  left: -9999px !important;
  top: auto;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

/* Formular-Fehler */
.form-error {
  margin: .6rem 0 0;
  padding: .75rem 1rem;
  background: #fff1f1;
  border: 1px solid #fecaca;
  color: #b91c1c;
  border-radius: 10px;
  font-size: .9rem;
  text-align: center;
}

/* Button-Loading */
.btn.is-loading {
  pointer-events: none;
  opacity: .7;
  position: relative;
}
.btn.is-loading::after {
  content: "";
  width: 16px;
  height: 16px;
  border: 2px solid currentColor;
  border-right-color: transparent;
  border-radius: 50%;
  display: inline-block;
  margin-left: .5rem;
  animation: spin .7s linear infinite;
  vertical-align: middle;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* ===================== Responsive ===================== */
@media (max-width: 980px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { order: -1; max-width: 440px; margin: 0 auto; }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: 1fr; }
  .step-connector { display: none; }
  .cta-card { grid-template-columns: 1fr; gap: 2rem; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .footer-bottom { text-align: left; }
  .footer-bottom .disclaimer { text-align: left; }
}

@media (max-width: 720px) {
  .nav { display: none; }
  .nav-toggle { display: block; }
  .nav.open {
    display: flex;
    position: absolute;
    top: 72px;
    left: 0;
    right: 0;
    flex-direction: column;
    gap: 0;
    background: #fff;
    padding: 1rem 1.5rem;
    border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow-md);
    margin: 0;
  }
  .nav.open a {
    padding: 1rem 0;
    border-bottom: 1px solid var(--border);
  }
  .nav.open a:last-child { border-bottom: 0; }
  .grid-3 { grid-template-columns: 1fr; }
  .hero h1 { font-size: 2.2rem; }
  .result-score { flex-direction: column; text-align: center; }
  .alloc-item { grid-template-columns: 110px 1fr 48px; font-size: .88rem; }
  .footer-inner { grid-template-columns: 1fr; }
  .logos-row { gap: 1rem; font-size: .9rem; }
  .quiz-nav { flex-direction: row; }
}

@media (max-width: 480px) {
  .container { padding: 0 18px; }
  .header-inner { height: 64px; }
  .btn-lg { padding: .95rem 1.4rem; font-size: 1rem; }
  .hero-ctas .btn { width: 100%; }
}

/* =====================================================
   ADS-LANDINGPAGE (ads.html) – fokussiertes Layout
   ===================================================== */
.site-header.ads-header {
  background: #fff;
}
.site-header.ads-header .header-inner {
  justify-content: space-between;
}
.ads-trust-mini {
  display: flex;
  gap: 1.2rem;
  font-size: .85rem;
  color: var(--text-muted);
  align-items: center;
}
.ads-trust-mini strong { color: var(--navy-900); }
.ads-trust-mini .sep { color: var(--border); }

.ads-hero {
  background:
    radial-gradient(900px 400px at 10% 0%, #dfeaff 0%, transparent 55%),
    radial-gradient(700px 320px at 95% 10%, #fdf1cf 0%, transparent 55%),
    linear-gradient(180deg, #ffffff 0%, var(--bg-soft) 100%);
  padding: 3rem 0 4rem;
}
.ads-hero-inner {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 3rem;
  align-items: start;
}
.ads-hero h1 {
  font-size: clamp(2rem, 3vw + 1rem, 3rem);
  margin-bottom: 1rem;
}
.ads-hero .lead {
  font-size: 1.1rem;
  max-width: 52ch;
  margin-bottom: 1.5rem;
}
.ads-benefits {
  list-style: none;
  padding: 0;
  margin: 0 0 1.5rem;
  display: grid;
  gap: .75rem;
}
.ads-benefits li {
  padding-left: 2rem;
  position: relative;
  color: var(--navy-900);
  font-weight: 500;
}
.ads-benefits li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  width: 22px;
  height: 22px;
  background: var(--mint-500);
  color: #fff;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-size: .8rem;
  font-weight: 700;
}

.ads-social-proof {
  display: flex;
  gap: 1.5rem;
  align-items: center;
  padding: 1rem 1.2rem;
  background: #fff;
  border-radius: 12px;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  font-size: .88rem;
  color: var(--text-muted);
  flex-wrap: wrap;
}
.ads-social-proof .stars {
  color: var(--gold-500);
  font-size: 1.05rem;
  letter-spacing: .05em;
}
.ads-social-proof strong { color: var(--navy-900); }

/* Form-Box im Hero */
.ads-form-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-lg);
  border: 2px solid var(--gold-400);
  position: sticky;
  top: 90px;
}
.ads-form-head {
  text-align: center;
  padding-bottom: 1.2rem;
  margin-bottom: 1.2rem;
  border-bottom: 1px dashed var(--border);
}
.ads-form-head .badge-gold {
  display: inline-block;
  background: var(--gold-500);
  color: var(--navy-900);
  font-size: .75rem;
  font-weight: 800;
  text-transform: uppercase;
  padding: .3em .9em;
  border-radius: 999px;
  letter-spacing: .08em;
  margin-bottom: .8rem;
}
.ads-form-head h2 {
  font-size: 1.4rem;
  margin-bottom: .3rem;
}
.ads-form-head p {
  margin: 0;
  font-size: .9rem;
}

.section-compact { padding: 3.5rem 0; }

/* Ads-Mini-Footer */
.ads-footer {
  background: #fff;
  padding: 1.5rem 0;
  border-top: 1px solid var(--border);
}
.ads-footer .footer-bottom {
  border-top: 0;
  padding-top: 0;
  color: var(--text-muted);
}
.ads-footer a { color: var(--navy-800); }

@media (max-width: 980px) {
  .ads-hero-inner { grid-template-columns: 1fr; }
  .ads-form-card { position: static; }
}
@media (max-width: 720px) {
  .ads-trust-mini { display: none; }
  .ads-hero { padding: 2rem 0 3rem; }
}

/* ===================== Consent-Banner ===================== */
#fk-consent {
  position: fixed;
  left: 20px;
  right: 20px;
  bottom: 20px;
  z-index: 9999;
  background: #fff;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
  padding: 1.5rem 1.75rem;
  max-width: 680px;
  margin: 0 auto;
  transform: translateY(20px);
  opacity: 0;
  transition: transform .4s var(--ease), opacity .4s var(--ease);
}
#fk-consent.is-visible {
  transform: translateY(0);
  opacity: 1;
}
.fk-consent-inner {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}
.fk-consent-text h3 {
  font-size: 1.05rem;
  margin: 0 0 .5rem;
}
.fk-consent-text p {
  font-size: .9rem;
  line-height: 1.55;
  margin: 0;
  color: var(--text-muted);
}
.fk-consent-actions {
  display: flex;
  justify-content: flex-end;
  gap: .75rem;
  flex-wrap: wrap;
}
@media (max-width: 540px) {
  #fk-consent { left: 12px; right: 12px; bottom: 12px; padding: 1.2rem 1.3rem; }
  .fk-consent-actions .btn { flex: 1; }
}

/* Print (für „Ergebnis drucken") */
@media print {
  .site-header, .site-footer, .result-cta, .result-actions, .quiz-nav, #intro, #quiz { display: none !important; }
  body { background: #fff; }
  .quiz-card { box-shadow: none; border: 0; }
}